Mutual funds
Schemes from virtually every AMC in the country. You can hold them in the traditional way or in demat form through a trading account, whichever suits you.
Your money should have a plan.Invest with the right strategy
We help you choose investments that actually fit your income, your commitments and the date you need the money by. Mutual funds, fixed income, PMS and insurance, handled in one place.
AMFI-registered mutual fund distributorARN-363369
What a monthly SIP could grow into
Move the sliders₹5,000
15 years
12%
Estimated value after 15 years₹25,22,880
You invest ₹9.0 lakh
Estimated growth ₹16.2 lakh
Illustration only. It assumes a fixed rate of return every month, which no market delivers. Actual returns will differ and are not guaranteed.
Buying a financial product without consulting a distributor is like taking medicine without a diagnosis.
Most people are sold a product, then left to work out whether it suited them. We do it the other way round: understand the household first, and let the plan decide the product.
2020Serving investors since
ARN-363369AMFI registered distributor
FiveProduct categories under one roof
MumbaiWhere we are based
Five product lines, one relationship
A range this wide is what makes needs-based recommendations possible. Nothing gets left off the table because it sits outside our shelf.
Capital market
Access to direct equity and exchange traded funds through an E-Wealth account with one of India’s established distribution houses.
Fixed income
For the part of your money that has to stay safe. A steadier stream of income and far less movement than equity, at the cost of a lower long-run return.
Portfolio Management Services
PMS strategies built on direct equity and mutual funds from leading providers in India, including strategies you can only subscribe to through a distributor.
Insurance
Cover comes before investing. We work out how much risk your household is carrying, then find the policy that closes the gap without overselling you.
How we work with you
Four steps, in this order. The plan always comes before the paperwork.
We talk first
A conversation about income, EMIs, dependants, the goals you have in mind and how much movement in your portfolio you can genuinely live with.
You get a plan
Goals in priority order, the amount each one needs every month, and the mix of assets that funds them. The plan comes before any scheme is named.
We do the paperwork
KYC, account setup, scheme selection and the first transaction. You sign; we handle the follow-up with the AMCs and registrars.
We review on a schedule
Portfolios drift. We check yours against its benchmark at agreed intervals and rebalance when the drift is worth acting on, not when markets get noisy.
The planning work behind the portfolio
Choosing a fund is the last ten minutes of the job. These are the hours before it.
Financial planning
A full read of where your money stands today and where it is heading, using what we can actually measure rather than guesswork.
Portfolio review
We agree on what each investment is meant to achieve, then measure it against a benchmark that suits your portfolio and not someone else’s.
Retirement planning
Building a dependable income for after you stop working, by setting money aside now and investing it specifically for that date.
Portfolio restructuring
Reorganising assets you already hold so they work together, cost less and stop overlapping with each other.
Goal-based investing
A house, a degree, a wedding, a business. We put your goals in order of priority and fund them one by one.
Tax planning
Reading your plan from a tax point of view, so the return you keep after tax is as close as possible to the return you earn.
You will be dealing with one person
Kunal Sharma started Finx Finserv on a simple conviction: most investors do not need more products, they need a plan. He is an AMFI-registered mutual fund distributor holding ARN-363369, and he works on every client relationship himself, from the first conversation about goals through to the annual review.
His approach is unhurried on purpose. Before a single scheme is recommended, he maps out income, monthly commitments, timelines and the amount of risk a household can honestly carry. The portfolio follows the plan, never the other way round.
Start with a conversation, not a scheme
Tell us what you are saving for and what your month already looks like. If a plan makes sense, we will write one. If you are better off waiting, we will say that too.